Maximum Home Loan Calculator

In Singapore, one of the beautiful parts of buying residential property, including new launch projects is homebuyers can apply for home loans to finance their purchase from local banks. The overall assessment fo borrower’s financial capacity is subject to the Total Debt Servicing Ratio (TDSR) framework and Loan-To-Value(LTV) limits. TDSR calculation will take into account borrowers’ monthly debt obligations and gross monthly income. The LTV limit determines the maximum amount an individual can borrow from a financial institution for a housing loan. Those regulations will ensure that borrowers are not over-leveraged for property purchases and encourage financial prudence among home buyers. In the end, TDSR limits will promote long-term sustainability in the property market.

Our Maximum Home Loan Calculator is here to help you make a straightforward estimation on your private home loan based on your basic financial status. The accuracy of such home loan assessment is subject to the truthful level of financial information you can share. Local bankers will quality the applicants by a package of their criteria. The calculation is just a quick estimation and for reference only.

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